Dawsonville, Georgia Bankruptcy Lawyer
Living with overwhelming, unpaid debt is no way to live. If you are one of many experiencing the stress of unmanageable debt, you have options. The law office of David Wallace and Associates, P.C. can walk you through your options and get you on the road to financial stability. You may be able to put a stop to harassment from creditors, threats of home foreclosure and wage garnishment by filing for bankruptcy.
If you are ready to speak with an attorney about your options for obtaining debt relief, call David Wallace and Associates, P.C. at 706-265-2029 to schedule your free initial consultation. You can also email us and someone will be in touch with you promptly.
Do Not be Afraid to File for Bankruptcy
Attorney David Wallace can provide you with nonjudgmental guidance and clear, practical advice based on your unique circumstances. He can walk you through all your options, which are as follows:
- Debt Work Out: Our firm may begin by negotiating with creditors to see if bankruptcy can be avoided. We gather your financial information, talk to you about your different creditors and learn about how far behind you are in your payments. If a debt work out is not feasible, we perform a means test to determine the type of bankruptcy best suited to your needs.
- Chapter 7 Bankruptcy: This is liquidation bankruptcy that discharges your debt and allows you to obtain a fresh start.
- Chapter 13 Bankruptcy: Also known as a "wage earner" bankruptcy, Chapter 13 Bankruptcy is a form of debt reorganization. Your debt is reorganized into a 3-5 year payment plan.
- Chapter 11 Bankruptcy: If you are a small business owner, filing for Chapter 11 Bankruptcy may help you. It allows you to remain a "debtor in possession" and can continue running the business.
Once you file for bankruptcy, an automatic stay goes into effect. The automatic stay stops foreclosure, wage garnishment and harassment. Creditors will be prohibited from contacting you in attempts to collect a debt.
We look forward to helping you resolve your debt problems and get a fresh start on your finances. Contact us to schedule your free initial consultation. Our office hours are Monday through Friday from 8:00 a.m. - 5:00 p.m., with Saturday appointment scheduling available.
David Wallace and Associates, P.C.
86 Highway 53 W Suite 100
Dawsonville, GA 30534-3435
Telephone: 706-265-2029 | Fax: 706-265-2034
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